Terms of Service - Vector Premise

Agreement to Terms

Welcome to Vector Premise. These Terms of Service govern your use of our website and the analytical financial services we provide. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree with any part of these terms, you should not use our website or services. We reserve the right to modify these terms at any time, and your continued use of our services after such modifications constitutes acceptance of the updated terms.

Service Usage and Access

1. Acceptable Use Policy

When using our website and services, you agree to conduct yourself in a lawful and respectful manner. The following uses are expressly prohibited:

• Using our services for any unlawful purpose or in violation of any applicable laws or regulations
• Attempting to gain unauthorized access to our systems, networks, or data
• Interfering with or disrupting the operation of our website or services
• Transmitting viruses, malware, or other harmful code through our platform
• Harvesting or collecting information about other users without their consent
• Impersonating any person or entity or misrepresenting your affiliation with any person or entity
• Using automated systems or software to extract data from our website without permission

2. Permitted Uses

You are granted a limited, non-exclusive, non-transferable license to access and use our services for the following purposes:

• Accessing information about our analytical financial services and methodologies
• Submitting inquiries and requests for our professional services
• Engaging with our content for educational and informational purposes
• Communicating with our team regarding service-related matters

3. Service Access Requirements

To access and use our services effectively, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete information when requested
• Maintain the confidentiality of any access credentials provided to you
• Notify us immediately of any unauthorized use of your account or credentials

4. Fair Usage Guidelines

We strive to provide high-quality services to all users. To ensure fair access, we may implement reasonable usage limits on certain features or services. Excessive use that impacts system performance or other users' access may result in temporary restrictions or service modifications. We will make reasonable efforts to notify you of any such actions.

Account and Access Management

5. Account Creation and Management

While our website is publicly accessible, certain services may require registration or account creation. When creating an account:

• You must provide accurate, current, and complete information
• You are responsible for maintaining the confidentiality of your account credentials
• You are responsible for all activities that occur under your account
• You must promptly update your information if it changes

6. Account Security Responsibilities

You are solely responsible for maintaining the security of your account. This includes choosing strong passwords, not sharing your credentials with others, and taking reasonable precautions to prevent unauthorized access. We are not liable for any loss or damage arising from your failure to maintain account security. If you suspect any unauthorized use of your account, you must notify us immediately.

7. Account Suspension and Termination

We reserve the right to suspend or terminate your access to our services under the following circumstances:

• Violation of these Terms of Service or any applicable laws
• Fraudulent, abusive, or harmful behavior toward our team or other users
• Failure to comply with payment obligations for services rendered
• Extended periods of inactivity without prior arrangement
• At our discretion if we believe continued access poses a risk to our systems or other users

You may also terminate your account at any time by contacting us. Upon termination, your right to access and use our services will immediately cease.

8. Multiple Account Policy

Unless explicitly authorized by us, you may not create or maintain multiple accounts. Creating multiple accounts to circumvent service restrictions, manipulate our systems, or for any deceptive purpose is strictly prohibited and may result in immediate termination of all associated accounts.

Service Availability and Modifications

9. Service Uptime and Maintenance

We strive to maintain high availability of our website and services. However, we do not guarantee uninterrupted access and acknowledge that:

• Scheduled maintenance may temporarily limit access to certain features
• Technical issues or unforeseen circumstances may cause temporary service disruptions
• Third-party service providers may affect the availability of certain features
• Emergency maintenance may be performed without advance notice when necessary

We will make reasonable efforts to minimize disruptions and provide advance notice of scheduled maintenance when possible.

10. Feature Availability and Changes

The features and services we offer may vary over time. We reserve the right to add, modify, or discontinue any feature or service at our discretion. While we strive to improve our offerings continually, we cannot guarantee that any particular feature will always be available. Material changes to core services will be communicated to active users when feasible.

11. Geographic Restrictions

Our services are provided from the United Kingdom and are intended for use by individuals located in jurisdictions where such services are lawful. We make no representation that our services are appropriate or available for use in all locations. If you access our services from outside the United Kingdom, you do so at your own initiative and are responsible for compliance with local laws.

12. Service Modifications and Updates

We continuously work to improve our services and may implement updates, enhancements, or modifications. These changes may affect how services function or appear. By continuing to use our services after such modifications, you accept the updated service features and functionality. We are not obligated to maintain backward compatibility with previous versions of our services.

Intellectual Property Rights

13. Content Ownership

All content on our website, including but not limited to text, graphics, logos, images, analytical frameworks, methodologies, and software, is the property of Vector Premise or our licensors and is protected by intellectual property laws. This includes:

• Proprietary analytical methodologies and frameworks
• Written content, articles, and educational materials
• Visual design elements, branding, and trademarks
• Software, code, and technical implementations

14. User-Generated Content Rights

When you submit content to us through forms, testimonials, or other means, you grant Vector Premise a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display that content for the purpose of providing our services and improving our offerings. You retain ownership of your content and represent that you have the right to grant this license.

15. License Grants

We grant you a limited, non-exclusive, non-transferable license to access and use our website content for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit our content without express written permission. Any unauthorized use may result in termination of your access and potential legal action.

16. Copyright and Trademark Notices

Vector Premise, our logo, and other marks are trademarks of Vector Premise. All other trademarks, service marks, and trade names appearing on our website are the property of their respective owners. You may not use any of these marks without prior written permission from the trademark owner.

Additional Terms and Conditions

17. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Vector Premise. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party content or services.

18. Communication and Notifications

By using our services, you consent to receive communications from us via email, website notifications, or other electronic means. These communications may include service updates, administrative messages, and information about our offerings. You can manage your communication preferences through your account settings or by contacting us directly.

19. Feedback and Suggestions

We welcome your feedback and suggestions about our services. Any feedback you provide may be used by us without any obligation to compensate you or maintain confidentiality. By submitting feedback, you grant us the right to use and incorporate your suggestions into our services without restriction.

20. Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and Vector Premise regarding your use of our services. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Questions About These Terms

If you have any questions or concerns about these Terms of Service, please contact us using the information provided at the top of this page. We are committed to addressing your inquiries and ensuring you have a clear understanding of our terms.

For specific service-related questions or to discuss how our analytical framework might support your financial journey, we encourage you to reach out through our contact form.